Total loss claims
Your totaled vehicle is probably worth more than they offered.
When an insurance company declares your vehicle a total loss, they decide what it was worth. We perform a detailed review of the CCC ONE valuation report behind that decision and negotiate for the full value — with no upfront fees.
No upfront fees. No fee unless we recover more for you.
Sound familiar?
Signs your total loss offer is too low
Most undervalued settlements share the same handful of errors. If any of these apply to your claim, it is worth a second look.
Valuation seems too low
The settlement is well below what similar vehicles are selling for.
Weak market comparables
The comparable vehicles used don't accurately reflect your local market.
Questionable valuation adjustments
The report contains deductions or adjustments that aren't clearly supported.
Incomplete valuation review
Important market information may have been overlooked during the valuation.
No clear explanation
The insurer cannot clearly explain how the settlement amount was calculated.
Behind the number
How Your Settlement Is Calculated
Insurance companies don't guess. They build a valuation from your vehicle information, a CCC ONE valuation report, comparable vehicles and a series of adjustments — and every one of those inputs can be wrong.
Vehicle
Valuation Report
Comparable Vehicles
Adjustments
Settlement Offer
Auto Claim Plus reviews every part of this calculation to identify an incorrect vehicle valuation and support a corrected one with documented market evidence.
Our review
What We Review
A detailed review of the CCC ONE valuation report and the market evidence behind what your vehicle was worth.
CCC ONE valuation review
A detailed review of the CCC ONE valuation report behind your offer.
Valuation methodology
How the insurer built the value and which method was applied.
Real-market comparables
Stronger comparable vehicles from the market you would actually shop in.
Valuation adjustments
Each line-item adjustment used to lower the reported value.
Incorrect valuation findings
Where the reported value does not reflect your vehicle's real market value.
Documented support
Market evidence assembled to support a corrected valuation.
What happens next
From submission to settlement.
- 01
Submit Your Claim
Share a few details about your vehicle and your insurance offer. It takes about five minutes.
- 02
We Review Your Case
We analyze your insurer's valuation report and compare it against real market data for your vehicle.
- 03
We Handle The Process
We prepare the documentation and negotiate directly with the insurance company on your behalf.
- 04
You Receive A Better Settlement
You get the additional money you're owed. We only get paid if we recover more for you.
Guides
Read before you accept the offer.
Insurance Offer Too Low?
A line-by-line checklist for reviewing a total loss offer before you sign anything.
What Is Actual Cash Value?
The number your total loss settlement is built on — and the factors that move it up or down.
How to Read a CCC Report
A neutral walkthrough of each section of a CCC report and what to double-check in it.
What Is an Appraisal Clause?
Some policies include a process for resolving disagreements about the amount of loss. Here is the general idea.
See what your totaled vehicle is really worth.
A free claim review takes a few minutes. If we can't recover more for you, you pay nothing.
No upfront fees. No fee unless we recover more for you.